If I am understanding correctly, I am getting charged $10/mo to supress paper statements. Which is a sheet of paper and a window envelope every time I do a batch of credit card transactions, which tends to be at least 5 times a week. I am getting sick of keeping up with the paper, so I am paying it, but this is not encouragement to sign up on line. I can get web access to my banking data for free. This is a fee strictly for not sending me junk mail, and I think that sucks.